SBP are working with their partners to obtain the cheapest deals possible. The more people we get to sign up for these deals the cheaper it is for everyone. So tell you colleagues and friends to visit this site.
The deals we have currently in place are being pulled together however the following deals are in place today.
DEAL 1: Group Insurnace for Consultants and other professional services companies.
This deal has been pulled together by a number of consultancies to obtain cheaper PI, PL and EL cover. Outlined below are the features of the policy and the cost. If you are interested then please get in touch.
Key features of the policy
The key feature of the policy is that you can take out PI/PL cover or
PI/PL/EL cover on a monthly basis. This means that you can start when you like and end when you like. You don't have to pay 6 or 12 months in advance and if your circumstances change you just stop paying.
The policy is yours not a group one for Limited Companies. This means that you can easily add things to the policy for an extra premium but using the deal to get the cheaper element for general items. You also have your own policy number etc.
We can accept anybody including non IIB people as long as they need the same cover
Price
Monthly charge for PI of 1/2m and PL of 1m is - £23.75 + 5 % (IPT) = £24.94 set up as a direct debit
Monthly charge for PI of 1/2m and PL of 1m and EL cover is - £33.25 + 5% IPT (tax) = £34.91 set up as a direct debit
Benefits of the policy
-Cashflow improvement
-Start and stop when you like
-Additional cover can be added
-Non IIB people can join
-The policy will be reviewed in 12 months and if enough people have joined will reduce in price
-Policy is yours not a group policy
What is covered by the policy
Business Activities
Training,
Quality Assurance
Design & Creativity
Marketing
Recruitment
Human Resources
Quality Management
Strategic Consultancy excluding Merger & Acquisition advise
Interim Management, subject to activities being signed off
Health & Safety excluding Asbestos
Business Audit
What if your area is not covered by the policy or What if you want to add other elements to the policy
If your area of expertise is not covered then you can simply ask for a review. If it is possible to include it then it will be added at no extra charge. If however it needs additional cover then you will be given a quote which will add to the existing policy all other elements will remain the same e.g. monthly. If you want other types of cover added e.g. contents insurance, travel etc the same will be true.
DEAL 2: Insurance against the loss of your driving licence through speeding.
This is a discounted rate of £50 per year which covers you against loss of your licence due to speeding. If you are unlucky then you get £6000 towards alternative transport costs. If you are interested then get in touch.
Love ‘em or hate ‘em, mention speed cameras and you'll have a debate on your hands. While some people say that speed camera fines are an easy way to line the Government's pockets with an extra £20m*, other feel that they really do improve safety on our roads.
Some people really hate speed cameras with a vengeance and have taken it to the extreme – recent GATSO assaults just in the South West of the Country alone include one blown up with a home made bomb, one demolished using an angle grinder and three others burned using tyres filled with petrol**.
6 months' ago in Norwich, a speed camera experienced some £30,000 worth of damage when it was fired at with pellets from a high powered air gun. There are even several websites where photographs of burnt out or wrecked speed cameras are proudly displayed.
Certainly, being caught on camera has huge ramifications – not only could you get disqualified from driving if you accumulate 12 points or more on your licence, but even getting caught once could add up an average of £192 on your annual car insurance premium.
There are over 4,500 speed cameras in the UK and drivers are automatically fined £60 and get three points on their licence for each speeding offence. Once they have accumulated 12 points, they are liable to be disqualified.
Whatever your feelings on speed cameras, it is true that being disqualified due to being caught on camera one time too many can have a devastating effect on your lifestyle. How would you get to work or take the kids to school? What about doing the weekly or monthly shop or even popping out to buy a newspaper? It doesn't bear thinking about.
However, you can protect your licence - without resorting to blowing up or firing at speed cameras! - with FlashProtect from specialist insurance companies.
Designed to keep drivers mobile and protect their work and family lives in the event of losing their driving licence due to totting-up points or disqualification, the product subsidises the extra travel costs that come in the wake of a speeding conviction.
The main aspect of FlashProtect is that if a person gets disqualified from driving due to being caught by speed cameras, they will receive up to £6000 towards alternate transport arrangements.
Jason King from the website says: "We can all make mistakes - even responsible drivers can be caught out by a momentary lapse, or perhaps by being intimidated to speed by a tailgater.
"Certainly, if you've already picked up a few points for, say, parking in the wrong place, then that first speeding offence caught on a speed camera could see you disqualified. Literally, one flash, and you are banned.
"And, without your own transport, how would you manage to carry out your job, or do the simple day-to-day things like shopping, running the kids to school or the dog to the vet, without running up huge taxi bills or waiting for buses?"
FlashProtect costs just £50 a year and whether you need a taxi, bus, train or plane you can safeguard your ability to travel and to carry out your job.
King is keen to point out that FlashProtect does not condone stupidity or dangerous driving and that the product does not cover individuals convicted of dangerous, reckless, drink driving or driving under the influence of drugs and conditions for acceptance do apply.
He says: "The purpose of the policy is to help responsible drivers who are convicted of speeding carry on with their lives – but more slowly
"And to stop people resorting to violence against GATSOs…..".
